body {
  margin: 0;
  font-family: Arial, Helvetica, sans-serif;
  color: #333;
  line-height: 1.6;
}

.hero {
  text-align: center;
  padding: 60px 20px;
  background: #f4f7fb;
}

.logo {
  max-width: 260px;
  margin-bottom: 20px;
}

.hero h1 {
  font-size: 2rem;
  color: #0b4a7c;
}

.tagline {
  max-width: 700px;
  margin: 20px auto;
  font-size: 1.1rem;
}

.btn-primary {
  display: inline-block;
  background: #f2b705;
  color: #000;
  padding: 12px 24px;
  text-decoration: none;
  font-weight: bold;
  border-radius: 4px;
}

.section {
  padding: 60px 20px;
  max-width: 1000px;
  margin: auto;
}

.section.light {
  background: #fafafa;
}

.section h2 {
  color: #0b4a7c;
}

.steps {
  display: flex;
  flex-wrap: wrap;
  gap: 20px;
}

.step {
  flex: 1;
  min-width: 250px;
  background: #ffffff;
  padding: 20px;
  border-radius: 6px;
  box-shadow: 0 2px 6px rgba(0,0,0,0.05);
}

.footer {
  background: #0b4a7c;
  color: #fff;
  text-align: center;
  padding: 40px 20px;
}

.footer a {
  color: #f2b705;
  text-decoration: none;
}

.footer-note {
  margin-top: 20px;
  font-size: 0.9rem;
  opacity: 0.85;
}